"Financial literacy is just as important in life as the other basics."
—John W. Rogers Jr., American Investor
While most can remember learning how to balance a checkbook and write a check in school, comprehensive financial literacy programs have not been the priority for curricula across the country and state. This is especially true for underserved communities, such as Title 1 public schools. For some, the only education they receive about finances is through self-education and life lessons. A local nonprofit is looking to change that narrative and equip adults and youth with financial education that will create success from the beginning. Money Box Academy offers four programs, each adapted for all age groups.
Youth Treasure Vault Program
A 4-week course designed to introduce financial concepts through creative activities, culminating in the creation of personalized "Money Boxes.”
Money Box Legacy Builders
A 6-week program for adults that covers essential skills like budgeting, saving, investing, and legacy planning.
Money Box Workshop
A one-day summit held twice a year, featuring separate tracks for parents and youth, ensuring that financial literacy education reaches the entire family.
Money Box Entrepreneur Vault
A 4-6week intensive designed to equip entrepreneurs with skills to manage both personal and business finances, paving the way to successful financial management.
Founder and board chair of MBA, Crystal McLean, is the heart, hope, and passion behind the nonprofit's mission to bring financial literacy to North Carolinians of all ages and those in underserved communities. A long-time advocate of empowering people with the information to make informed decisions that will last for generations to come, McLean not only teaches financial literacy, she lives it. A graduate of Fayetteville State University in Banking and Finance, she has worked in the financial industry for over 12 years, holding a variety of positions from teller to business lender and community development. Every position has increased her knowledge and understanding, culminating in the launch of Money Box Academy.
“Money Box Academy is a nonprofit financial literacy and empowerment organization rooted in the community. It’s more than just teaching people how to budget—it’s about helping all age groups shift their money mindset, learn practical tools, and create healthy financial habits that build [a] lasting legacy. We’re about empowerment, education, and access,” McLean said.
MBA offers a variety of services, according to McLean.
“We offer hands-on workshops, financial literacy classes, money boot camps, and community-based events. We also create culturally relevant financial resources and publish books and tools to support learners at every stage. One of our most exciting developments is the upcoming launch of our one-on-one money counseling services, which will offer personalized support to help people take real steps toward their goals,” she said.
McLean says MBA was created with the community it mind. It was created for “everyone.”
“From kids in kindergarten to our senior citizens on fixed incomes, from young adults figuring out credit to entrepreneurs building empires, we serve rural communities, justice-involved individuals re-entering society, active-duty military members, veterans, and everyday families. Money Box was created for all of us, because we all need financial knowledge and support.”
McLean emphasized the importance of opening MBA and launching it this year.
“Honestly, the time to have done this was years ago,” she said, “but we’re here now, and people are ready. People are hungry for information. They’re more open to unlearning bad habits, looking at the hard truths, and doing the work to change their story. Now is the time because people are truly listening and willing."
The next year looks promising for MBA, with McLean focusing on growing the business and expanding the academy throughout North Carolina.
“We’re expanding into other parts of the state, finalizing our online resource hub, and launching our first official chapter outside of Fayetteville. Internally, we’re tightening systems, improving fundraising efforts, and staying laser-focused on reaching those in rural and underserved areas. The mission is only just beginning.
“I’m just a local girl from Fayetteville who once struggled with money as a single mom, frustrated that no one taught me these things in school. I worked in banking and saw the same story over and over. That’s what lit the fire. What started as me writing books for youth has grown into this movement because the need kept growing. Money Box isn’t about me—it’s a God-breathed vision to serve and empower. It’s about helping people live out their purpose without financial stress, from their first piggy bank to planning legacy gifts. Whether you're a kindergartener, a business owner, or a veteran, Money Box is here for you,” she said.
McLean said she has a lot of people to thank for her success with MBA.
“First, all glory to God for this vision and His continued provision. My husband, Brandon McLean—thank you for trusting all my ‘extra’ ideas and standing beside me. My mother, Yolanda, your love and push mean everything. My mentor, Terri Tibbs, is my cheerleader and activator. Pastor Lorna Taylor—thank you for always praying and believing in me. My village: India, Angelica, Dalisha, Kasia, Leasia, Mytia, Brittany, and so many others—y’all have set up tables, created balloon columns, packed bags, and shown up every single time. I couldn’t do this without our incredible team: Directors Karizma Howard and also Instructor Sanea Vazquez, our Board Members Maria Johnson, Chris Peterkin, Tosh Comer, Rose Hedgpeth, and our advisory team—especially Sylvia Glanton, Charity Karanja, and of course, Terri Tibbs again. Our instructors, Rachel Townsend and Kendra Broughton, bring the message to life. To our city and community leaders: Derrick McArthur, Councilwoman Courtney Banks-McLaughlin, Councilman Malik Davis, Mayor Mitch Colvin, Mayor Pro-Tem Kathy Jensen, Dr. Kenjuana McCray, Dr. Tamara Colvin, and Ricardo Murphy at the FTCC Innovation Center—thank you for championing financial literacy and giving us space to grow. First Bank and so many others—you’ve helped fuel this work. I truly don’t do this alone. And together, we’re just getting started.”
For more information on Money Box Academy, visit https://moneyboxacademy.org/.